Home Finance Banks Housing Finance Company of Kenya: Purpose, Values, FAQ, Contact Details

Housing Finance Company of Kenya: Purpose, Values, FAQ, Contact Details

Housing Finance Company of Kenya: Purpose, Values, FAQ, Contact  Details

HF Group, whose official name is Housing Finance Company Limited, but is commonly referred to as Housing Finance, is a mortgage finance provider in Kenya, the largest economy in the East African Community.


The Group, which was previously known as Housing Finance, commenced operations on November 18th 1965, and has transformed from being a mortgage financier to a provider of integrated property and financial solutions with interests in real estate development, commercial banking, property finance and insurance.


To be the leading provider of integrated solutions for the acquisition, development and improvement of property in Kenya.


We will be the leading integrated solutions enabler for the property industry. We will offer innovative products and services, delivered under one roof by exceptionally committed people to enhance shareholder value. We will operate across the property value-chain as suppliers and financiers that offer unique solutions to all while being environmentally responsible.


Core Values

  • Customers
  • Satisfaction
  • The welfare of employees
  • Reward for quality performance and teamwork.


What does a housing finance company do?

Definition: The Housing Finance Company is yet another form of non-banking financial company which is engaged in the principal business of financing of acquisition or construction of houses that includes the development of plots of lands for the construction of new houses.

What is HFC Bank?

An HFC is a Non-Banking Finance Company (NBFC) that offers home loans just like traditional banks. … HFCs usually offer a variety of real estate loans such as home loans, loans against property, plot loans, etc.

What is Housing Finance Corporation?

You can avail a home loan from banks or non-banking finance companies (NBFCs). Housing Finance Companies (HFCs) are a part of NBFCs. You can choose between a bank or an HFC by comparing tenure, interest rate, and processing fees offered by them.

How does mortgage work in Kenya?

Mortgage Definition

Getting a mortgage in Kenya means getting a loan from a financial instruction at an interest in which the property is the security. The mortgage agreement gives you the ownership of the property and you can start living in it as soon as the mortgage has been approved and paid to the property owner.

Who regulates housing finance companies?

The provisions for the regulation of HFCs are provided under the National Housing Bank Act, 1987 (“NHB Act”) with the National Housing Bank (“NHB”) being the regulatory authority for HFCs

Contact Details

Tel: +254 (20) 4263 000
+254 (0)719 015 000


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