Home Finance Banks The Full List of Banks in Ghana 2021 and FAQs

The Full List of Banks in Ghana 2021 and FAQs

The Full List of Banks in Ghana 2021 and FAQs

You might want to know some more information about the Banks in Ghana, as we have noticed that most people ask;

How Many Banks Are in Ghana 2020?

Ghana’s banking and finance industry consists of 28 private banks. The Bank of Ghana serves as the country’s central monetary authority.

There are 23 commercial banks in Ghana, 4 Banks with representative offices only, and 1 other bank in Ghana as at March 2020.

What Is the Biggest Bank in Ghana?

GCB Bank Limited formally known as Ghana Commercial Bank is the largest bank in Ghana in terms of total operating assets and share of industry deposits, with 14.2% of total industry deposits.

Which Bank Has the Lowest Loan Interest Rate in Ghana?

GCB Bank Limited Base Rate Is The Lowest.

Which Bank in Ghana Is Good for Savings?

Zenith bank is one of the top banks in Ghana, and almost entirely does business in Ghana — which makes this one of the safest banks to keep your money in.

Which Bank in Ghana Gives the Highest Interest?

For agriculture, NIB and Republic Bank offered the highest interest rate of 34.8% and 33.5 – 34.2% respectively, while NIB, again, and CAL Bank offered the expensive loans at rates of 29.5 – 34.3% and 29%, respectively in the agriculture and manufacturing sectors.

Which Bank Gives Maximum Interest in Savings Account?

Savings Account with Highest Interest Rates
Overall Range of Interest Rates 3.5% p.a. to 7% p.a.
The highest rate for daily balance up to Rs.1 lakh IndusInd Bank at the rate of 4% p.a.
The highest rate for all types of savings accounts Axis Bank at the rate of 4% p.a.

Which Bank Gives the Highest Interest?

Based on the fixed account comparison, Capitec once again offers the best interest-earning potential at 9.25%. This is closely followed by the upper end of the interest ranges of Absa at 9%, Nedbank at 8.16%, and FNB at 8.70%.


List of Banks in Ghana

A commercial bank is a financial institution that accepts deposits offers checking account services, makes various loans, and offers basic financial products like certificates of deposit (CDs) and savings accounts to individuals and small businesses.

Commercial Banks in Ghana

  1. Absa Bank Ghana Limited
  2. Access Bank Ghana Plc
  3. Agricultural Development Bank of Ghana
  4. Bank of Africa Ghana Limited
  5. CalBank Limited
  6. Consolidated Bank Ghana Limited
  7. Ecobank (Ghana) Limited
  8. FBN Bank Ghana Limited
  9. Fidelity Bank Ghana Limited
  10. First Atlantic Bank Limited
  11. First National Bank Ghana
  12. GCB Bank Limited
  13. Guaranty Trust Bank Ghana Limited
  14. National Investment Bank Limited
  15. OmniBSIC Bank Ghana Limited
  16. Prudential Bank
  17. Republic Bank Ghana Limited
  18. Société Générale Ghana Limited
  19. Stanbic Bank Ghana Limited
  20. Standard Chartered Bank Ghana Limited
  21. United Bank for Africa Ghana Limited
  22. Universal Merchant Bank Limited
  23. Zenith Bank (Ghana) Limited.

Banks with Representative Offices Only

These banks maintain only representative offices in Ghana.

  1. Bank of Beirut
  2. Citibank N.A. Ghana
  3. Exim Bank of Korea
  4. Ghana International Bank Plc

Other Banks

Below is a list of other banks in Ghana as of March 2020.

  1. ARB Apex Bank Limited

Reference: Wikipedia.


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